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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,431 | $67,602-9.1% | $82,312-25.4% | $70,126-12.4% |
| Participation rate | 96.7% | 72.8%+23.9pp | 76.9%+19.8pp | 69.5%+27.2pp |
| Annual return | 14.40% | 21.57%-7.2pp | 25.88%-11.5pp | 73.15%-58.8pp |
| Employer contribution / active EE | $1,804 | $1,755+2.8% | $2,428-25.7% | $2,343-23.0% |
| Participant deferral / active EE | $4,227 | $2,987+41.5% | $3,706+14.1% | $3,332+26.9% |
| Admin fee / account holder | $645 | $4,512-85.7% | $5,608-88.5% | $4,645-86.1% |