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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,059 | $99,994+203.1% | $146,643+106.7% | $85,847+253.0% |
| Participation rate | 75.0% | 73.1%+1.9pp | 80.1%-5.1pp | 69.3%+5.7pp |
| Annual return | 33.35% | 18.93%+14.4pp | 22.75%+10.6pp | 318.61%-285.3pp |
| Employer contribution / active EE | $2,748 | $2,559+7.4% | $4,137-33.6% | $2,565+7.1% |
| Participant deferral / active EE | $5,627 | $4,006+40.5% | $5,506+2.2% | $3,952+42.4% |
| Admin fee / account holder | $18,597 | $7,703+141.4% | $10,280+80.9% | $6,261+197.0% |