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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,149 | $91,559+142.6% | $133,978+65.8% | $79,856+178.2% |
| Participation rate | 75.0% | 73.3%+1.7pp | 79.8%-4.8pp | 69.6%+5.4pp |
| Annual return | 3.03% | 61.85%-58.8pp | 45.10%-42.1pp | 31.71%-28.7pp |
| Employer contribution / active EE | $1,878 | $2,384-21.2% | $3,919-52.1% | $2,471-24.0% |
| Participant deferral / active EE | $3,042 | $3,734-18.5% | $5,047-39.7% | $3,741-18.7% |
| Admin fee / account holder | $9,996 | $6,321+58.1% | $8,930+11.9% | $5,306+88.4% |