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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,140 | $70,002+11.6% | $115,038-32.1% | $52,331+49.3% |
| Participation rate | 68.1% | 72.1%-4.0pp | 81.4%-13.3pp | 68.1%0pp |
| Annual return | -0.87% | 4.04%-4.9pp | 26.14%-27.0pp | 4.54%-5.4pp |
| Employer contribution / active EE | $2,012 | $2,715-25.9% | $4,608-56.3% | $1,882+6.9% |
| Participant deferral / active EE | $4,291 | $4,920-12.8% | $6,026-28.8% | $3,022+42.0% |
| Admin fee / account holder | $13 | $566-97.8% | $8,175-99.8% | $592-97.9% |