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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,561 | $65,041-22.3% | $90,965-44.4% | $79,858-36.7% |
| Participation rate | 89.2% | 61.6%+27.6pp | 69.0%+20.2pp | 69.6%+19.6pp |
| Annual return | 2.74% | 30.45%-27.7pp | 134.57%-131.8pp | 31.72%-29.0pp |
| Employer contribution / active EE | $1,162 | $1,247-6.8% | $2,122-45.2% | $2,471-53.0% |
| Participant deferral / active EE | $2,206 | $2,512-12.2% | $3,373-34.6% | $3,740-41.0% |
| Admin fee / account holder | $7,641 | $4,536+68.4% | $5,960+28.2% | $5,306+44.0% |