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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,922 | $169,361-74.1% | $129,397-66.1% | $145,877-69.9% |
| Participation rate | 55.0% | 76.5%-21.5pp | 69.6%-14.6pp | 80.3%-25.3pp |
| Annual return | 9.13% | 14395.54%-14386.4pp | 9453.98%-9444.9pp | 551.28%-542.2pp |
| Employer contribution / active EE | $3,495 | $5,542-36.9% | $4,154-15.9% | $4,663-25.0% |
| Participant deferral / active EE | $1,998 | $4,987-59.9% | $4,167-52.0% | $6,691-70.1% |
| Admin fee / account holder | $33,296 | $9,903+236.2% | $7,679+333.6% | $13,402+148.4% |