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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,549 | $158,852-49.9% | $121,220-34.4% | $135,380-41.2% |
| Participation rate | 68.4% | 79.3%-10.9pp | 71.8%-3.3pp | 82.6%-14.2pp |
| Annual return | -2.55% | -0.64%-1.9pp | 16.94%-19.5pp | 519.81%-522.4pp |
| Employer contribution / active EE | $3,007 | $5,666-46.9% | $4,023-25.2% | $4,779-37.1% |
| Participant deferral / active EE | $3,291 | $4,006-17.8% | $3,345-1.6% | $5,609-41.3% |
| Admin fee / account holder | $5,732 | $6,515-12.0% | $5,021+14.2% | $10,828-47.1% |