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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,075 | $81,487-21.4% | $102,412-37.4% | $80,935-20.8% |
| Participation rate | 75.4% | 66.8%+8.5pp | 74.5%+0.9pp | 67.7%+7.7pp |
| Annual return | 27.07% | 25.60%+1.5pp | 24.94%+2.1pp | 35.66%-8.6pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,899 | $3,871+0.7% | $5,060-23.0% | $4,299-9.3% |
| Admin fee / account holder | $4,225 | $6,717-37.1% | $8,388-49.6% | $6,924-39.0% |