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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,057 | $73,988-28.3% | $96,538-45.0% | $75,177-29.4% |
| Participation rate | 78.9% | 66.4%+12.5pp | 74.3%+4.6pp | 67.2%+11.7pp |
| Annual return | 12.70% | 26.73%-14.0pp | 35.74%-23.0pp | 160.75%-148.1pp |
| Employer contribution / active EE | $4,633 | $2,930+58.1% | $3,740+23.9% | $2,671+73.5% |
| Participant deferral / active EE | $4,015 | $3,660+9.7% | $4,880-17.7% | $4,126-2.7% |
| Admin fee / account holder | $3,631 | $5,220-30.4% | $6,737-46.1% | $5,651-35.8% |