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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,930 | $81,870+17.2% | $119,622-19.8% | $68,486+40.1% |
| Participation rate | 66.7% | 71.9%-5.2pp | 79.3%-12.6pp | 67.9%-1.2pp |
| Annual return | -17.76% | -23.82%+6.1pp | -14.98%-2.8pp | -7.85%-9.9pp |
| Employer contribution / active EE | $2,708 | $2,692+0.6% | $4,232-36.0% | $2,597+4.3% |
| Participant deferral / active EE | $5,026 | $4,148+21.2% | $5,601-10.3% | $4,028+24.8% |
| Admin fee / account holder | $1,202 | $6,583-81.7% | $10,328-88.4% | $5,404-77.7% |