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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,024 | $124,980+134.5% | $108,359+170.4% | $154,746+89.4% |
| Participation rate | 86.7% | 75.2%+11.5pp | 70.1%+16.5pp | 80.7%+6.0pp |
| Annual return | 11.97% | 45.00%-33.0pp | 36.89%-24.9pp | 172.34%-160.4pp |
| Employer contribution / active EE | $8,493 | $2,851+197.9% | $2,399+254.0% | $4,379+93.9% |
| Participant deferral / active EE | $8,524 | $4,743+79.7% | $4,137+106.0% | $6,730+26.7% |
| Admin fee / account holder | $36,020 | $11,502+213.2% | $9,741+269.8% | $14,365+150.7% |