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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,377 | $88,137-4.3% | $164,975-48.9% | $74,429+13.4% |
| Participation rate | 45.1% | 73.1%-28.0pp | 78.6%-33.5pp | 67.2%-22.1pp |
| Annual return | 19.02% | 17.13%+1.9pp | 70.12%-51.1pp | 1368.38%-1349.4pp |
| Employer contribution / active EE | $1,958 | $2,597-24.6% | $4,343-54.9% | $2,625-25.4% |
| Participant deferral / active EE | $3,804 | $4,501-15.5% | $6,033-37.0% | $4,348-12.5% |
| Admin fee / account holder | $1,227 | $2,231-45.0% | $12,688-90.3% | $1,944-36.9% |