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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,653 | $99,994-23.3% | $146,643-47.7% | $85,847-10.7% |
| Participation rate | 57.7% | 73.1%-15.3pp | 80.1%-22.3pp | 69.3%-11.6pp |
| Annual return | 12.97% | 18.93%-6.0pp | 22.75%-9.8pp | 318.61%-305.6pp |
| Employer contribution / active EE | $1,942 | $2,559-24.1% | $4,137-53.1% | $2,565-24.3% |
| Participant deferral / active EE | $3,959 | $4,006-1.2% | $5,506-28.1% | $3,952+0.2% |
| Admin fee / account holder | $4,538 | $7,703-41.1% | $10,280-55.9% | $6,261-27.5% |