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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,377 | $88,203-4.3% | $165,100-48.9% | $74,478+13.3% |
| Participation rate | 45.1% | 73.1%-28.1pp | 78.6%-33.6pp | 67.2%-22.2pp |
| Annual return | 19.02% | 17.13%+1.9pp | 70.21%-51.2pp | 1370.56%-1351.5pp |
| Employer contribution / active EE | $1,958 | $2,601-24.7% | $4,348-55.0% | $2,626-25.4% |
| Participant deferral / active EE | $3,804 | $4,505-15.6% | $6,035-37.0% | $4,350-12.6% |
| Admin fee / account holder | $1,227 | $2,235-45.1% | $12,696-90.3% | $1,946-36.9% |