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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,936 | $46,360+184.6% | $147,617-10.6% | $52,331+152.1% |
| Participation rate | 100.0% | 64.9%+35.1pp | 84.6%+15.4pp | 68.1%+31.9pp |
| Annual return | -8.13% | 1.62%-9.8pp | 61.98%-70.1pp | 4.54%-12.7pp |
| Employer contribution / active EE | $6,276 | $2,126+195.2% | $5,564+12.8% | $1,882+233.5% |
| Participant deferral / active EE | $4,252 | $2,258+88.3% | $4,895-13.1% | $3,022+40.7% |
| Admin fee / account holder | $27,537 | $766+3495.9% | $11,612+137.1% | $592+4554.7% |