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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $6,588 |
WILSHIRE ASSOCIATES INCORPORATED6+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,912 | $91,517-59.7% | $101,271-63.6% | $73,412-49.7% |
| Participation rate | 83.3% | 73.8%+9.5pp | 75.8%+7.5pp | 72.2%+11.1pp |
| Annual return | 14.09% | 17.17%-3.1pp | 46.48%-32.4pp | 59.30%-45.2pp |
| Employer contribution / active EE | $128 | $2,877-95.6% | $3,660-96.5% | $2,234-94.3% |
| Participant deferral / active EE | $2,683 | $3,338-19.6% | $4,371-38.6% | $3,806-29.5% |
| Admin fee / account holder | $13 | $216-93.8% | $5,948-99.8% | $158-91.5% |