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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,409 | $106,247-15.8% | $96,515-7.4% | $139,466-35.9% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 11.91% | 38.47%-26.6pp | 35.73%-23.8pp | 373.66%-361.8pp |
| Employer contribution / active EE | $2,912 | $4,106-29.1% | $3,740-22.1% | $4,754-38.8% |
| Participant deferral / active EE | $4,981 | $5,456-8.7% | $4,880+2.1% | $6,712-25.8% |
| Admin fee / account holder | $3,816 | $7,885-51.6% | $6,735-43.3% | $11,409-66.5% |