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| Provider | Service type | Compensation |
|---|---|---|
MBG RETIREMENT3 years Filed as: MBG RETIREMENT INC Service code 27 11700 KATY FWY STE 1700 · HOUSTON, TX 770791252 | Advisory (Plan) | $15,699 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,938 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $606 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,796 | $73,459-7.7% | $178,449-62.0% | $74,400-8.9% |
| Participation rate | 45.9% | 66.6%-20.7pp | 77.1%-31.2pp | 67.2%-21.3pp |
| Annual return | 11.24% | 17.50%-6.3pp | 27.09%-15.8pp | 1367.51%-1356.3pp |
| Employer contribution / active EE | $1,353 | $2,219-39.0% | $3,951-65.8% | $2,624-48.4% |
| Participant deferral / active EE | $2,411 | $4,515-46.6% | $6,277-61.6% | $4,348-44.5% |
| Admin fee / account holder | $222 | $1,812-87.7% | $10,362-97.9% | $1,944-88.6% |