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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,833 | $107,421+27.4% | $182,262-24.9% | $94,015+45.5% |
| Participation rate | 68.2% | 77.8%-9.6pp | 84.2%-16.0pp | 70.8%-2.6pp |
| Annual return | 20.93% | 21.32%-0.4pp | 140.60%-119.7pp | 17.84%+3.1pp |
| Employer contribution / active EE | $2,476 | $3,448-28.2% | $5,046-50.9% | $2,790-11.3% |
| Participant deferral / active EE | $5,217 | $6,558-20.4% | $8,276-37.0% | $4,249+22.8% |
| Admin fee / account holder | $3,626 | $8,692-58.3% | $16,712-78.3% | $8,951-59.5% |