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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,521 | $101,778-5.2% | $164,975-41.5% | $80,925+19.3% |
| Participation rate | 24.4% | 71.8%-47.4pp | 78.6%-54.2pp | 67.7%-43.3pp |
| Annual return | 13.32% | 16.73%-3.4pp | 70.12%-56.8pp | 35.65%-22.3pp |
| Employer contribution / active EE | $904 | $2,954-69.4% | $4,343-79.2% | $2,756-67.2% |
| Participant deferral / active EE | $3,012 | $4,477-32.7% | $6,033-50.1% | $4,299-29.9% |
| Admin fee / account holder | $6,255 | $8,221-23.9% | $12,688-50.7% | $6,940-9.9% |