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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,738 | $148,582-74.6% | $135,942-72.2% | $139,456-72.9% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 8.45% | 79.26%-70.8pp | 68.28%-59.8pp | 373.45%-365.0pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $972 | $8,101-88.0% | $7,759-87.5% | $6,711-85.5% |
| Admin fee / account holder | $5,376 | $12,402-56.7% | $10,764-50.1% | $11,407-52.9% |