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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,564 | $78,707+45.6% | $117,861-2.8% | $70,126+63.4% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 3.27% | 23.30%-20.0pp | 335.11%-331.8pp | 73.15%-69.9pp |
| Employer contribution / active EE | $2,632 | $2,223+18.4% | $3,786-30.5% | $2,343+12.3% |
| Participant deferral / active EE | $6,044 | $3,297+83.3% | $4,482+34.8% | $3,332+81.4% |
| Admin fee / account holder | $5,106 | $5,066+0.8% | $8,021-36.3% | $4,645+9.9% |