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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,355 | $138,076+38.6% | $123,553+54.9% | $135,380+41.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.93% | 153.70%-161.6pp | 119.21%-127.1pp | 519.81%-527.7pp |
| Employer contribution / active EE | $628 | $5,152-87.8% | $4,628-86.4% | $4,779-86.9% |
| Participant deferral / active EE | $6,326 | $6,800-7.0% | $6,426-1.6% | $5,609+12.8% |
| Admin fee / account holder | $2,994 | $10,917-72.6% | $9,284-67.7% | $10,828-72.3% |