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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,022 | $127,387+11.5% | $115,038+23.5% | $125,389+13.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -17.50% | 31.28%-48.8pp | 26.14%-43.6pp | 282.24%-299.7pp |
| Employer contribution / active EE | $2,115 | $5,166-59.1% | $4,608-54.1% | $4,866-56.5% |
| Participant deferral / active EE | $7,534 | $6,423+17.3% | $6,026+25.0% | $5,352+40.8% |
| Admin fee / account holder | $899 | $9,516-90.6% | $8,175-89.0% | $9,541-90.6% |