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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,322 | $81,870-61.7% | $119,634-73.8% | $68,490-54.3% |
| Participation rate | 61.5% | 71.9%-10.4pp | 79.3%-17.7pp | 67.9%-6.4pp |
| Annual return | -7.78% | -23.82%+16.0pp | -14.98%+7.2pp | -7.85%+0.1pp |
| Employer contribution / active EE | $831 | $2,692-69.1% | $4,232-80.4% | $2,597-68.0% |
| Participant deferral / active EE | $2,168 | $4,148-47.7% | $5,601-61.3% | $4,028-46.2% |
| Admin fee / account holder | $1,259 | $6,583-80.9% | $10,329-87.8% | $5,403-76.7% |