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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,379 | $104,709+163.9% | $85,705+222.5% | $167,553+64.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 14.58% | 21.45%-6.9pp | 21.49%-6.9pp | 478.89%-464.3pp |
| Employer contribution / active EE | $3,176 | $3,338-4.8% | $2,619+21.3% | $4,840-34.4% |
| Participant deferral / active EE | $6,551 | $4,827+35.7% | $3,924+67.0% | $6,343+3.3% |
| Admin fee / account holder | $5,310 | $10,036-47.1% | $6,877-22.8% | $12,316-56.9% |