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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,905 | $102,638+98.7% | $81,982+148.7% | $158,982+28.3% |
| Participation rate | 93.3% | 75.5%+17.8pp | 69.3%+24.1pp | 82.0%+11.4pp |
| Annual return | 10.02% | 61.05%-51.0pp | 41.31%-31.3pp | 302.99%-293.0pp |
| Employer contribution / active EE | $2,416 | $3,241-25.5% | $2,498-3.3% | $4,763-49.3% |
| Participant deferral / active EE | $4,997 | $4,649+7.5% | $3,722+34.2% | $5,983-16.5% |
| Admin fee / account holder | $9,012 | $8,237+9.4% | $5,665+59.1% | $11,252-19.9% |