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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,858 | $87,166+50.1% | $76,735+70.5% | $137,256-4.7% |
| Participation rate | 40.0% | 74.4%-34.4pp | 69.5%-29.5pp | 80.0%-40.0pp |
| Annual return | 13.42% | 26.50%-13.1pp | 29.77%-16.3pp | 220.34%-206.9pp |
| Employer contribution / active EE | $1,776 | $2,904-38.9% | $2,454-27.7% | $4,156-57.3% |
| Participant deferral / active EE | $4,199 | $4,726-11.2% | $4,088+2.7% | $6,407-34.5% |
| Admin fee / account holder | $286,392 | $8,403+3308.2% | $7,189+3883.6% | $12,270+2234.1% |