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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,818 | $157,304+23.8% | $141,197+38.0% | $152,909+27.4% |
| Participation rate | 72.7% | 84.8%-12.1pp | 82.5%-9.7pp | 82.5%-9.7pp |
| Annual return | 13.30% | 64.34%-51.0pp | 71.41%-58.1pp | 345.46%-332.2pp |
| Employer contribution / active EE | $10,100 | $5,263+91.9% | $4,736+113.2% | $4,764+112.0% |
| Participant deferral / active EE | $4,929 | $7,111-30.7% | $6,710-26.5% | $5,851-15.8% |
| Admin fee / account holder | $4,687 | $12,126-61.3% | $10,265-54.3% | $11,601-59.6% |