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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,380 | $135,956-24.7% | $123,894-17.4% | $273,972-62.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.98% | 56.63%-52.7pp | 47.52%-43.5pp | 41.46%-37.5pp |
| Employer contribution / active EE | $10,551 | $5,170+104.1% | $4,617+128.5% | $4,869+116.7% |
| Participant deferral / active EE | $5,353 | $6,343-15.6% | $5,984-10.5% | $5,287+1.2% |
| Admin fee / account holder | $232,015 | $9,817+2263.3% | $8,357+2676.2% | $10,133+2189.8% |