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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,956 | $87,733-6.6% | $106,555-23.1% | $85,847-4.5% |
| Participation rate | 89.2% | 71.9%+17.3pp | 76.1%+13.1pp | 69.3%+19.9pp |
| Annual return | 10.71% | 21.86%-11.1pp | 26.80%-16.1pp | 318.61%-307.9pp |
| Employer contribution / active EE | $2,625 | $2,073+26.6% | $2,819-6.9% | $2,565+2.3% |
| Participant deferral / active EE | $4,063 | $3,469+17.1% | $4,399-7.6% | $3,952+2.8% |
| Admin fee / account holder | $16,776 | $6,767+147.9% | $7,408+126.5% | $6,261+168.0% |