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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,390 | $84,482+181.0% | $125,363+89.4% | $66,930+254.7% |
| Participation rate | 98.1% | 76.4%+21.7pp | 82.4%+15.8pp | 69.8%+28.3pp |
| Annual return | -18.54% | -8.49%-10.0pp | 572.15%-590.7pp | 1.57%-20.1pp |
| Employer contribution / active EE | $7,397 | $3,553+108.2% | $4,815+53.6% | $2,545+190.6% |
| Participant deferral / active EE | $10,014 | $6,782+47.7% | $7,447+34.5% | $4,238+136.3% |
| Admin fee / account holder | $4,172 | $685+509.1% | $10,005-58.3% | $593+603.0% |