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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,560 | $105,623+122.1% | $87,502+168.1% | $273,972-14.4% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 19.81% | 12.26%+7.6pp | 12.21%+7.6pp | 41.46%-21.6pp |
| Employer contribution / active EE | $11,792 | $3,141+275.5% | $2,550+362.5% | $4,869+142.2% |
| Participant deferral / active EE | $7,883 | $3,601+118.9% | $3,149+150.4% | $5,287+49.1% |
| Admin fee / account holder | $49,628 | $4,781+938.1% | $4,221+1075.8% | $10,133+389.8% |