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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,081 | $51,202+13.4% | $70,548-17.7% | $75,181-22.7% |
| Participation rate | 93.0% | 61.0%+32.0pp | 68.3%+24.6pp | 67.2%+25.8pp |
| Annual return | -46.93% | 30.05%-77.0pp | 32.78%-79.7pp | 160.69%-207.6pp |
| Employer contribution / active EE | $4,953 | $1,827+171.2% | $2,975+66.5% | $2,671+85.5% |
| Participant deferral / active EE | $8,113 | $2,850+184.7% | $4,567+77.6% | $4,126+96.6% |
| Admin fee / account holder | $6,467 | $4,094+58.0% | $6,424+0.7% | $5,650+14.5% |