Filed March 10, 2006 (most recent of 3 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Service code 21 · EIN 66-0561870 | Bank Trustee | $8,480 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,477 | $44,873-70.0% | $79,472-83.0% | $56,289-76.1% |
| Participation rate | 61.1% | 68.7%-7.6pp | 73.3%-12.2pp | 69.9%-8.7pp |
| Annual return | -3.86% | 0.81%-4.7pp | 718.32%-722.2pp | -9.96%+6.1pp |
| Employer contribution / active EE | $376 | $2,140-82.4% | $2,801-86.6% | $2,111-82.2% |
| Participant deferral / active EE | $877 | $2,746-68.1% | $3,704-76.3% | $3,350-73.8% |
| Admin fee / account holder | $65 | $418-84.4% | $5,104-98.7% | $521-87.5% |