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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,591 | $56,110+31.2% | $94,993-22.5% | $70,126+4.9% |
| Participation rate | 93.9% | 65.0%+28.9pp | 73.9%+20.1pp | 69.5%+24.4pp |
| Annual return | 11.28% | 51.02%-39.7pp | 27.14%-15.9pp | 73.15%-61.9pp |
| Employer contribution / active EE | $516 | $1,442-64.2% | $2,603-80.2% | $2,343-78.0% |
| Participant deferral / active EE | $2,799 | $2,391+17.1% | $3,317-15.6% | $3,332-16.0% |
| Admin fee / account holder | $7,649 | $3,456+121.3% | $4,960+54.2% | $4,645+64.7% |