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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,470 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,243 | $65,453-27.8% | $86,698-45.5% | $66,938-29.4% |
| Participation rate | 89.8% | 75.5%+14.4pp | 76.6%+13.2pp | 69.8%+20.0pp |
| Annual return | -11.95% | -10.89%-1.1pp | 35.95%-47.9pp | 1.58%-13.5pp |
| Employer contribution / active EE | $547 | $2,154-74.6% | $2,837-80.7% | $2,545-78.5% |
| Participant deferral / active EE | $5,077 | $4,102+23.8% | $4,656+9.0% | $4,238+19.8% |
| Admin fee / account holder | $20 | $642-96.9% | $7,493-99.7% | $594-96.7% |