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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,892 | $80,992+115.9% | $96,534+81.2% | $75,173+132.7% |
| Participation rate | 68.8% | 71.8%-3.0pp | 76.0%-7.2pp | 67.2%+1.5pp |
| Annual return | 14.64% | 27.05%-12.4pp | 25.88%-11.2pp | 160.72%-146.1pp |
| Employer contribution / active EE | $3,438 | $2,283+50.6% | $2,965+15.9% | $2,671+28.7% |
| Participant deferral / active EE | $6,737 | $3,929+71.5% | $4,851+38.9% | $4,126+63.3% |
| Admin fee / account holder | $14,835 | $6,717+120.9% | $8,253+79.8% | $5,651+162.5% |