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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,508 | $69,977+82.2% | $108,582+17.4% | $62,881+102.8% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 2.11% | 10.73%-8.6pp | -51.70%+53.8pp | 20.14%-18.0pp |
| Employer contribution / active EE | $6,305 | $2,135+195.3% | $3,758+67.8% | $2,281+176.4% |
| Participant deferral / active EE | $6,392 | $3,165+102.0% | $4,311+48.3% | $3,203+99.6% |
| Admin fee / account holder | $3,256 | $5,076-35.9% | $7,645-57.4% | $4,296-24.2% |