Retirement plan

PFEIFFER & SON, LTD EMPLOYEE'S PROFIT SHARING & TRUST

Name: PFEIFFER & SON, LTD. - PFEIFFER & SON, LTD EMPLOYEE'S PROFIT SHARING & TRUST (2015) Form 5500
Creator: PFEIFFER & SON, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PFEIFFER & SON, LTD EMPLOYEE'S PROFIT SHARING & TRUST, PFEIFFER & SON, LTD.

PFEIFFER & SON, LTD.EIN 74-1462167Plan #001PY 2015

PO BOX 1116 - LA PORTE, TX 775721116281-471-4222pfeifferandson.comLinkedIn51-200 employeesconstruction

Prospect flagsHigh cashFailed to transmit contributions

How to read this page

Total assets (EOY)

$30.1M

No prior year

Total participants

268

No prior year

Average account balance

$115,002

No prior year

Annual return

0.48%

No prior year

Benchmarks

See 1,997 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort1,997 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$74.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$220K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

337

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$39

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$12,351
BENTON, DUROY & IVEY, P.C.1+ years Filed as: BENTON DUROY & IVEY Service code 16 · EIN 74-2170758	Consulting	$7,000
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 60 · EIN 04-2647786	Sub-TA Fees	$2,775

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$22K

$221 / participant

Investment mgmt$12K55.8%
Other / not subdivided$10K44.2%

% of EOY assets

0.073%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BENTON, DUROY & IVEY
Auditor EIN: 742170758
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$115,002

$50,464+127.9%

$75,784+51.8%

$52,331+119.8%

Participation rate

94.0%

66.8%+27.2pp

75.8%+18.2pp

68.1%+25.9pp

Annual return

0.48%

1.03%-0.6pp

9.68%-9.2pp

4.54%-4.1pp

Employer contribution / active EE

$12,962

$1,988+551.9%

$3,323+290.0%

$1,882+588.8%

Participant deferral / active EE

$1,553

$2,570-39.6%

$3,652-57.5%

$3,022-48.6%

Admin fee / account holder

$84

$1,103-92.3%

$5,300-98.4%

$592-85.7%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.1+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$12,351

BENTON, DUROY & IVEY, P.C.1+ years

Filed as: BENTON DUROY & IVEY

Service code 16 · EIN 74-2170758

Consulting

$7,000

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 60 · EIN 04-2647786

Sub-TA Fees

$2,775

PFEIFFER & SON, LTD EMPLOYEE'S PROFIT SHARING & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PFEIFFER & SON, LTD EMPLOYEE'S PROFIT SHARING & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion