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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,211 | $168,636+50.7% | $147,617+72.2% | $125,393+102.7% |
| Participation rate | 70.0% | 88.8%-18.8pp | 84.6%-14.6pp | 83.2%-13.2pp |
| Annual return | -2.51% | 77.65%-80.2pp | 61.98%-64.5pp | 282.23%-284.7pp |
| Employer contribution / active EE | $2,858 | $6,252-54.3% | $5,565-48.6% | $4,866-41.3% |
| Participant deferral / active EE | $6,433 | $5,507+16.8% | $4,895+31.4% | $5,351+20.2% |
| Admin fee / account holder | $1,250 | $13,580-90.8% | $11,611-89.2% | $9,541-86.9% |