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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,376 | $95,975-67.3% | $74,552-57.9% | $135,382-76.8% |
| Participation rate | 82.6% | 75.7%+7.0pp | 69.1%+13.5pp | 82.6%0pp |
| Annual return | -8.93% | 56.96%-65.9pp | 32.53%-41.5pp | 519.77%-528.7pp |
| Employer contribution / active EE | $909 | $2,716-66.5% | $1,961-53.7% | $4,779-81.0% |
| Participant deferral / active EE | $2,095 | $3,844-45.5% | $3,108-32.6% | $5,609-62.6% |
| Admin fee / account holder | $3,259 | $6,522-50.0% | $5,060-35.6% | $10,829-69.9% |