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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,302 | $223,823-40.4% | $211,142-36.9% | $154,746-13.9% |
| Participation rate | 92.3% | 87.9%+4.5pp | 87.3%+5.0pp | 80.7%+11.6pp |
| Annual return | 7.39% | 50.39%-43.0pp | 46.84%-39.4pp | 172.34%-164.9pp |
| Employer contribution / active EE | $3,806 | $6,787-43.9% | $6,442-40.9% | $4,379-13.1% |
| Participant deferral / active EE | $3,102 | $9,750-68.2% | $9,284-66.6% | $6,730-53.9% |
| Admin fee / account holder | $1,179 | $19,707-94.0% | $19,076-93.8% | $14,365-91.8% |