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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,001 | $201,344-27.5% | $184,243-20.8% | $145,877+0.1% |
| Participation rate | 76.9% | 87.5%-10.6pp | 86.8%-9.9pp | 80.3%-3.4pp |
| Annual return | 5.44% | 29.01%-23.6pp | 28.82%-23.4pp | 551.28%-545.8pp |
| Employer contribution / active EE | $3,442 | $7,022-51.0% | $6,427-46.4% | $4,663-26.2% |
| Participant deferral / active EE | $2,741 | $9,807-72.1% | $9,132-70.0% | $6,691-59.0% |
| Admin fee / account holder | $18,788 | $16,382+14.7% | $13,914+35.0% | $13,402+40.2% |