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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,703 | $141,004-22.2% | $112,273-2.3% | $139,456-21.3% |
| Participation rate | 56.3% | 79.2%-23.0pp | 72.4%-16.2pp | 80.3%-24.1pp |
| Annual return | 29.25% | 32.75%-3.5pp | 30.23%-1.0pp | 373.45%-344.2pp |
| Employer contribution / active EE | $1,233 | $4,285-71.2% | $3,431-64.1% | $4,753-74.1% |
| Participant deferral / active EE | $2,560 | $5,878-56.4% | $4,800-46.7% | $6,711-61.9% |
| Admin fee / account holder | $840 | $9,959-91.6% | $7,752-89.2% | $11,407-92.6% |