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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,253 | $134,817-3.4% | $123,973+5.1% | $155,188-16.1% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.7%-1.7pp | 80.8%-5.8pp |
| Annual return | 6.69% | 515.49%-508.8pp | 388.13%-381.4pp | 148.84%-142.2pp |
| Employer contribution / active EE | $3,219 | $4,425-27.3% | $4,126-22.0% | $4,248-24.2% |
| Participant deferral / active EE | $7,458 | $5,706+30.7% | $5,247+42.1% | $6,531+14.2% |
| Admin fee / account holder | $12,154 | $13,245-8.2% | $11,799+3.0% | $14,480-16.1% |