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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,744 | $133,998-24.1% | $112,263-9.4% | $134,545-24.4% |
| Participation rate | 53.8% | 78.6%-24.7pp | 75.1%-21.2pp | 81.2%-27.4pp |
| Annual return | -2.31% | 47.17%-49.5pp | 27.49%-29.8pp | 418.37%-420.7pp |
| Employer contribution / active EE | $2,393 | $4,040-40.8% | $3,636-34.2% | $4,742-49.5% |
| Participant deferral / active EE | $4,726 | $5,292-10.7% | $4,729-0.1% | $6,401-26.2% |
| Admin fee / account holder | $2,351 | $7,493-68.6% | $6,410-63.3% | $11,431-79.4% |