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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,603 | $142,392+61.2% | $119,622+91.9% | $134,532+70.7% |
| Participation rate | 40.0% | 82.8%-42.8pp | 79.3%-39.3pp | 81.2%-41.2pp |
| Annual return | -13.03% | -12.46%-0.6pp | -14.98%+2.0pp | 418.27%-431.3pp |
| Employer contribution / active EE | $1,457 | $5,224-72.1% | $4,232-65.6% | $4,741-69.3% |
| Participant deferral / active EE | $4,290 | $6,467-33.7% | $5,601-23.4% | $6,401-33.0% |
| Admin fee / account holder | $6,951 | $13,593-48.9% | $10,328-32.7% | $11,429-39.2% |