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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,827 | $135,645+10.5% | $110,243+35.9% | $135,380+10.7% |
| Participation rate | 82.4% | 83.5%-1.1pp | 79.8%+2.5pp | 82.6%-0.3pp |
| Annual return | 7.18% | 513.24%-506.1pp | 314.76%-307.6pp | 519.81%-512.6pp |
| Employer contribution / active EE | $1,708 | $4,907-65.2% | $3,827-55.4% | $4,779-64.3% |
| Participant deferral / active EE | $3,436 | $5,507-37.6% | $4,672-26.5% | $5,609-38.7% |
| Admin fee / account holder | $2,422 | $11,458-78.9% | $8,548-71.7% | $10,828-77.6% |