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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,184 | $77,901-49.7% | $149,717-73.8% | $75,181-47.9% |
| Participation rate | 83.6% | 65.6%+18.0pp | 78.8%+4.8pp | 67.2%+16.4pp |
| Annual return | 11.22% | 31.73%-20.5pp | 134.41%-123.2pp | 160.69%-149.5pp |
| Employer contribution / active EE | $2,461 | $3,137-21.6% | $4,820-48.9% | $2,671-7.9% |
| Participant deferral / active EE | $2,124 | $3,411-37.7% | $5,682-62.6% | $4,126-48.5% |
| Admin fee / account holder | $3,642 | $5,949-38.8% | $13,213-72.4% | $5,650-35.5% |